Compared to the years before 2008, being approved for a mortgage loan is much more complex and difficult. Lenders will ask more questions and require more documents since the regulations have changed. This article tries to simply explain the steps on getting a loan for a residential real estate property purchase transaction. Get pre – […]
Identify problems – We review loan applications and communicate with borrowers in very early stage to resolve/prevent any problems that may cause delay on closing. Competitive rate – We review each loan application to find the best fit loan program with very competitive rate and smooth, on-time closing. Technology – Loan application and communication with […]
Other than we offer normal low rate loan products for home buyers and home owners, we also have loan programs for borrowers not able to use normal loan products. For example: Loans for home renovation, fix-up/flipping. Loans for foreign buyers. Loans for low credit scores. Loans for no income verification. Cash out Loans for […]